CLOVA Note
Open CLOVA Note with a Naver account, record directly or upload a file, and it builds a transcript by speaker plus a summary. Korean recognition accuracy is high, and the summary pulls out key points and to-dos. Free conversion time is granted monthly, so light use is free enough, though a month with many meetings falls short. It fits on-site recording best: in-person meetings, interviews, and lectures. Send a share link to your team and people without the app can read it too.